Strategy, capital, and clarity across fintech, AI, and regulation
Turning complexity into momentum
Strategy, capital, and clarity across fintech, AI, and regulation
Our Story
The regulator’s discipline, the founder’s urgency, the investor’s eye.
At OLOUGHLIN.IO, our story is built on a perspective you won’t find anywhere else.
Michael O’Loughlin has spent over two decades moving between boardrooms and policy tables, startup hubs and regulatory agencies. That journey created a rare vantage point: seeing innovation from the eyes of the regulator, the investor, and the founder — all at once.
We use that lens to cut through noise and deliver clarity. Whether it’s scaling a fintech, navigating AI’s regulatory edge, or aligning a bold idea with policy and capital, our value is simple: we see the whole picture, and we help you move faster, safer, and with more conviction.
Our Expertise
Expertise is only useful if it moves the dial.
At OLOUGHLIN.IO, expertise isn’t a list of credentials — it’s the ability to see what others miss and act on it.
Our strength lies in connecting the dots between regulation, strategy, and execution. We know how central banks think, how founders operate, and what investors need to move with conviction. That combination means we help clients cut through noise, anticipate challenges before they appear, and move forward with clarity. Expertise here isn’t static knowledge — it’s lived experience, tested in boardrooms, sandboxes, and markets worldwide.
Our Specialisation
Focused on the frontiers that reshape markets.
We specialise in the areas where finance and technology collide — and where the stakes are highest.
Our work spans:
- Fintech & Payments – scaling solutions that redefine access, speed, and trust.
- AI & Large-Scale Models – guiding adoption of transformative tools without losing regulatory alignment.
- Blockchain & Digital Assets – moving from hype to real-world infrastructure.
- Open Banking & Digital Identity – building the rails for the next wave of inclusion and efficiency.
- Capital Markets Tech – modernising the infrastructure of investment, liquidity, and trust.
These are the domains where clarity matters most, and where our lens — spanning regulator, investor, and founder — creates the edge our clients need.
Our Approach
Advice is easy. Impact takes work.
Our approach is deliberately simple: clarity, connection, and execution.
- Clarity – We strip away noise and help you see what really matters.
- Connection – We bring the right people to the table — regulators, investors, partners — and align them to your goals.
- Execution – We stay closely involved in the work. Strategy only counts if it translates into progress.
This isn’t consulting from a distance. It’s a partnership, shaped by lived experience and driven by results.
Our Commitment
Commitment is more than a promise — it’s how we work.
At OLOUGHLIN.IO, our commitment is simple: we stand beside our clients through complexity, change, and growth. We bring clarity where there is noise, discipline where there is risk, and conviction where there is hesitation.
Our work is guided by three principles:
- Trust – honesty, discretion, accountability.
- Clarity – turning complexity into action.
- Impact – strategies that deliver progress.
This isn’t about chasing hype or short-term wins. It’s about building sustainable outcomes that last — for founders, investors, and the markets they serve.